Lexical entry · EN · standard
bank
/bæŋk/
Current editorial scope covers four high-value contemporary uses: financial institutions, river edges, organized reserves, and confident reliance. Other topographic, aviation, arrangement, and banking-verb senses remain outside this initial slice.
01Financial institutionAn institution that accepts deposits, makes loans, and provides related money services.Details
Formal definition
A financial institution whose core activities include receiving deposits and extending credit, often alongside payment, exchange, and safekeeping services.
In plain English
An organization where people or businesses keep money, borrow money, and use other financial services.
Choose the right word
Nearby, not interchangeable
- credit unionnear synonym
A member-owned cooperative that provides financial services.
Both may accept deposits and make loans, but a credit union is organized as a member-owned cooperative.Do not treat the ownership models as interchangeable.
Core relations
Meaning neighborhood
- lenderassociated with
A person or institution that provides funds on the expectation of repayment.
Lending is a core bank activity, but lender names a role rather than the full institution.
Patterns
How it behaves
bank + accountNames an account held with a banking institution.
“The studio opened a bank account for project expenses.”
Examples
In a sentence
“She stopped at the bank to arrange an international transfer.”
“The bank accepted the deposit and reviewed the loan application.”
Research trail
Sources consulted
- bankMerriam-Webster
Merriam-Webster.com Dictionary, entry for bank.
Open source - What Is a Bank?Federal Deposit Insurance Corporation
FDIC Consumer Resource Center, Chapter 1: What Is a Bank?
Open source
bank-noun-financialRelations2Evidence2 research sources · 2 verified examples02River edgeThe sloping or raised ground along the edge of a river or stream.Details
Formal definition
The ground that bounds a river or stream on either side, typically understood as rising or sloping away from the water.
In plain English
The land beside a river or stream.
Choose the right word
Nearby, not interchangeable
- shorenear synonym
Land along the edge of a body of water.
Both name land at water's edge, while bank most strongly evokes rivers and streams.Shore extends more naturally to lakes and seas. - embankmentnear synonym
A raised bank built to restrain water or support a route.
Both can describe a raised slope, but embankment usually foregrounds construction or engineering.A river bank may be entirely natural.
Examples
In a sentence
“A line of alders followed the far bank of the stream.”
Research trail
Sources consulted
- bankCambridge University Press & Assessment
Cambridge Dictionary, entry for bank.
Open source
bank-noun-riverRelations2Evidence1 research source · 1 verified example03Organized reserveA supply, store, or set kept available for later use.Details
Formal definition
An organized reserve or storage facility from which material, information, or capacity can later be retrieved or used.
In plain English
A stored supply kept ready for future use.
Choose the right word
Nearby, not interchangeable
- repositorynear synonym
A place or system in which things are stored and maintained.
Both involve storage, but repository emphasizes the containing place or system while bank can emphasize the reserve itself.Container and contents should not be collapsed.
Patterns
How it behaves
a bank of + plural or mass nounPresents the following things as an organized supply or array.
“A bank of monitors filled the control room wall.”
Examples
In a sentence
“The archive maintains a bank of reference images for conservators.”
Research trail
Sources consulted
- bankMerriam-Webster
Merriam-Webster.com Dictionary, entry for bank.
Open source
bank-noun-reserveRelations1Evidence1 research source · 1 verified example04Rely confidentlyTo depend on someone, something, or an expected outcome.Details
Formal definition
To place confidence in a person, condition, or anticipated event as something dependable or likely.
In plain English
To count on someone or something.
Core relations
Meaning neighborhood
Patterns
How it behaves
bank on + noun phrase / -ing clause / clausePlaces the relied-upon person, condition, or outcome after on.
“We cannot bank on the weather remaining calm.”
Examples
In a sentence
“You can bank on Noor to notice the discrepancy.”
Research trail
Sources consulted
- bank on someone/somethingCambridge University Press & Assessment
Cambridge Dictionary, entry for bank on someone/something.
Open source
bank-verb-relyRelations2Evidence1 research source · 1 verified exampleForms and pronunciation
How it appears
- inflection
- banked
- headword
- bank/bæŋk/
- headword
- bank/bæŋk/
- headword
- bank/bæŋk/